8 WAYS TO CHANGE YOUR MONEY HABIT

 

1. BE AWARE OF YOUR FINANCIAL STATUS.
When you look at your savings and accumulated debts you tend to look at them as forces controlling you. You look at it as totally impossible and difficult. You realize that you don’t pay yourself, you live paycheck to paycheck and always in debt and you are entirely confused about the whole thing. You can’t even give your life a direction financially and its affecting other areas of your life even causing you stress.
Instead of blaming yourself or others for the financial mistakes you have made, you can sit down and review where all the errors occurred and start reprogramming yourself for wealth creation. Look at where the lapses are, your expenses, debt, how you accumulated them and what to do to cut down this debt and expenses. How you need to cut down excesses and where you need to do that. How to pay off your debt in bits so it does not affect you financially. How to stop and block the excesses and delay gratification to achieve your financial goals. Being financially aware of where you are is the starting point and also the path to the next phase.
2. HABITS.
Your habits are either from your environment, family and friends. Think back to the past about the way your parents manage their finance and settling bills and they reacted to money issues and how they managed monetary. You will notice worry, anger, aggressiveness, fighting and others. How did it affect you? What did you learn? How hard did your parents work for their money and did they ever have the time? Is their money working for them? Were they always in debt and How did they manage their debt issues? With these reasonable questions, you will know where your inherited money habit and ideologies are from.
We must let go of the past and reproduce our future by reprogramming the habits and thinking pattern. Change the way you think about money. Change your beliefs of scarcity to abundance, from money grows on trees to how to how to create money. From working extremely hard for money to smart work and making money work for you while you are relaxed.

 

3. SET FINANCIAL GOALS
Once you realize you are managing your finance based on inherited habits you need to change the habits and adopt new ones. If you don’t change the habits you will struggle financially and your woes will continue. You will experience yourself retrogressing financially and stagnancy.
Change your beliefs and set money goals, create budget, knowing what is coming in and going out and how to save more money and free yourself from the bondage of paycheck to paycheck and start paying yourself and be free and live without worry.
4- OVERCOME YOUR FEARS
Fear makes us live within our hereditary habits and be contented with it and where we are financially and live paycheck to paycheck. It keeps us between our limited beliefs and makes you accept your status-quo and beliefs nothing works. We are often faced with fears when opportunities to move to another level shows up. It surfaces with questions that enslaves and limits us and stops us from going after the opportunities which stagnates us. We see all the bad sides of the opportunities than the good we can enjoy and how it will change our lives. Fear keeps you from having good financial plan and goals giving us reasons they are worthless and limits you from making more money. Fear leaves you broke and struggling financially but you must be bold enough to take steps that liberate you from your limitation and become financially free.
5– START THINKING OF CREATING MONEY.
You are responsible for your financial breakthrough. To start making more money, DECISION MAKING and COMMITMENT are very key to the next phase of your financial growth Think of abundance, more will come to you and you open the door to endless possibilities and attracting positive things to yourself. You must think of how to start side hustle and know more about it. Have good knowledge of investing and what to invest into and how to make money work for you.
6- SKILLS ACQUISITION TO MAKE MORE MONEY.
Once you decide to start make more money, your mind opens to abundance and opportunities will surface. And chance to acquire new skills and grow and improve yourself to make more money surfaces too and you need to take quick actions. Spend more time on improving and growing your skills and block all loopholes and know everything you need to know about it and how to innovate and be creative and monetize it and make more money.

 

7-MAKE THE RIGHT FRIENDS
Where you are currently, is a function of the company you keep and where you will also be tomorrow. If you want to be successful, productive and efficient to a level, the company you keep has a part to play. make friends with people who possess the attributes that leads you to your desired destination. If you currently have friends who do not conform to your goals, get rid of them, or, at the very least, greatly reduce the amount of time you spend with them. It’s time you keep the right company that helps you grow in most areas of your life and support your goals. Networking with the right set of people can influence your promotion at work, get a new job, support and give you ideas for your side hustle.
Your improvement is built on the right friends you keep and they influence your choice and decision making most times.
Spending and keeping company with them helps you a lot in most part of your life and help you achieve your desired goal earlier than planned.
Make friends with the rich and hang- out with them. When you hang out with the rich you begin to believe that its possible to grow rich by changing your thoughts and erasing limiting beliefs and your words begin to change.
8– A HEART OF THANKSGIVING
Appreciate the little you have, you will have more. Be thankful of what you have and the right people in your life, it attracts more blessings. Be thankful for sound health, safety, being alive and that which you expect. Being thankful open the doors of opportunity and abundance.